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Checking & Savings Accounts
Effective December 7, 2011
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Account Type
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Minimum Balance to Obtain APY
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Interest Rate
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Annual Percentage Yield (APY)
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Now Account
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$0-$2,499.99
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.00%
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.00%
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Now Account
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$2,500.00+
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.10%
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.10%
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Regular Savings
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$0.00
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.20%
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.20%
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Money Market Checking
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$0-$4,999.99
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.00%
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.00%
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Money Market Checking
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$5,000.00+
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.35%
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.35%
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Golden Money Market Account
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$0-$9,999.99
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.00%
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.00%
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Golden Money Market Account
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$10,000-$74,999
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.40%
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.40%
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Golden Money Market Account
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$75,000 +
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1.00%
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1.00%
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Fees may reduce earnings on these accounts.
Rates may change after the account is opened.
Daily Balance = the amount of principal in the account each day.
For additional information about these accounts, please see our Truth in Savings Disclosures of Deposit Accounts or a personal banker.
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Certificates Of Deposit
Effective December 7, 2011
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Account Type
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Minimum Balance Required to Open Certificate of Deposit
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Interest Rate
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Annual Percentage Yield (APY)
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3 months
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$500.00
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.20
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.20
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6 months
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$500.00
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.35
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.35
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12 months
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$500.00
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.50
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.50
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24 months
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$500.00
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.70
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.70
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36 months
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$500.00
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1.10
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1.10
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48 months
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$500.00
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1.25
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1.26
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60 months
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$500.00
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1.50
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1.51
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72 months
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$500.00
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1.60
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1.61
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Subject to early withdrawal penalty.
Daily Balance = the amount of principal in the account each day.
The Certificate Of Deposit APY assumes interest will remain on the deposit until maturity. A withdrawal will reduce earnings.
For additional information about these accounts, please see our Truth in Savings Disclosures of Deposit Accounts or a personal banker.
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